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Critical Solutions

Critical Illness Supplemental Health Insurance


Benefit descriptions

LUMP-SUM BENEFIT 

  •  $10,000, $20,000, $30,000, $40,000, $50,000, $60,000 or $70,000
Heart attack, stroke or end-stage renal failure—based on the coverage you’ve selected—with acceptable proof of diagnosis. This benefit is payable once for each insured, and premiums are based on the benefit level you select. Coverage for children is available at $10,000.

WELLNESS BENEFIT

After a 30-day waiting period, this benefit pays for covered screenings. Covered screenings vary based on the selected coverage; please refer to your policy for a complete list of covered screenings. This preventive benefit is limited to one test per person per calendar year. This benefit is paid whether or not you are diagnosed with cancer, heart attack, stroke or end-stage renal failure.

HOSPITAL CONFINEMENT Including U.S. Government Hospitals

  •  $200 per day, 1–30 days
  •  $400 per day, 31+ days

Benefits are paid each day you are confined to a hospital when you are diagnosed with cancer, heart attack, stroke or end-stage renal failure, based on the coverage you selected.